The amount you can borrow depends on several factors including your income, outgoings, credit history, and the property value. Typically, lenders will offer between 3-4.5 times your annual income. We'll assess your individual circumstances to determine the exact amount you can borrow.

Generally, you'll need proof of identity (passport or driving license), proof of address (utility bill or bank statement), proof of income (recent payslips or accounts if self-employed), and bank statements. We'll provide you with a comprehensive checklist based on your specific situation.

On average, the mortgage process takes 4-8 weeks from application to completion. However, this can vary depending on the lender, property type, and complexity of your application. We work efficiently to ensure the process is as quick and smooth as possible.

Yes, it may be possible. We work with specialist lenders who consider applications from people with impaired credit. The specific options available will depend on the nature and severity of your credit issues. We'll assess your situation and advise on the best approach.