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Smart Savings Solutions

Grow your money with our competitive savings accounts and secure your financial future

View Savings Accounts Savings Calculator

Your Financial Future Starts Here

At Mortgage PLC, we believe that saving should be simple, secure, and rewarding. That's why we offer a range of savings accounts designed to help you reach your financial goals, whether you're saving for a rainy day, a special purchase, or your long-term future.

Our savings products come with competitive interest rates, flexible access options, and the peace of mind that comes with FSCS protection up to £85,000 per person.

Explore Our Savings Accounts
Savings Growth

Our Savings Accounts

Choose the savings account that's right for your financial goals

Easy Access Saver

2.15% AER*

Variable

  • Withdraw your money at any time
  • No notice period required
  • Manage your account online or via our app
  • Minimum deposit £1,000
  • FSCS protected up to £85,000
Apply Now

Cash ISA

3.05% AER*

Tax-Free

  • Tax-free interest on your savings
  • Withdraw without penalty
  • Transfer existing ISAs easily
  • Annual allowance of £20,000
  • FSCS protected up to £85,000
Apply Now

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Savings Calculator

See how your savings could grow over time

3.5%
10 years

Your Savings Projection

Total Contributions
£29,000
Estimated Interest
£6,420
Total Value
£35,420

This calculator provides an estimate only. The actual amount may vary based on interest rate changes and compounding frequency.

Why Save With Us?

Discover the benefits of saving with Mortgage PLC

FSCS Protected

Your savings are protected up to £85,000 per person under the Financial Services Compensation Scheme.

Competitive Rates

We offer some of the most competitive interest rates in the market to help your savings grow faster.

Easy Management

Manage your savings account anytime, anywhere with our secure online banking and mobile app.

Frequently Asked Questions

Find answers to common questions about our savings accounts

What is the minimum deposit required to open a savings account?

The minimum deposit varies by account type. For our Easy Access Saver, the minimum is £1,000. For Fixed Rate Bonds, the minimum is typically £5,000. Our Cash ISA has no minimum deposit requirement.

How often is interest paid on savings accounts?

Interest payment frequency depends on the account type. For Easy Access accounts, interest is typically paid monthly. Fixed Rate Bonds may offer monthly or annual interest payments. You can choose your preferred payment frequency when you open the account.

Can I transfer my existing ISA to Mortgage PLC?

Yes, we accept transfers from existing Cash ISAs and Stocks & Shares ISAs. Our team will handle the transfer process for you, ensuring it's seamless and doesn't affect your annual ISA allowance.

Are there any penalties for early withdrawal from fixed-term accounts?

Yes, early withdrawal from fixed-term accounts typically incurs a penalty equivalent to a certain number of days' interest. The exact terms will be clearly outlined in your account agreement.

How do I manage my savings account?

You can manage your savings account through our online banking portal or mobile app. These platforms allow you to check your balance, view transactions, set up standing orders, and more. Telephone and branch banking options are also available.

Start Your Savings Journey Today

Open a savings account in minutes and take the first step toward achieving your financial goals

Open an Account Book an Appointment